Comparison of payment systems (Ofer Abarbanel online library)

Comparison of payment systems (also known as comparison of payment processing servicescomparison of payment processors, or comparison of merchant services) is a list displaying comparative information and fee rates on various payment systems (also payment processing services, payment processor, or merchant services). Information such as these are compared and shown: seller’s/merchant’s fees, buyer’s fees, banking transfer fees, clearing-house fees, interchange fees, chargeback/return fees, currency conversion fees, monthly fees, usage, verification time, deposit time, technology support, customer-service quality, etc.

There are too many payment systems and services providers (see List of online payment service providers) to list in detail or in brief all on the same page. This article will focus mainly on the payment/merchant systems and services that are the most popular among majority of sellers and buyers, have comparatively lowest fee rate or free options, and which have comparatively most features for sellers/merchants and buyers, lowest cost or free payment receiving (card readers, Payment terminal (PTà, Point of sale (POS) & printing equipments, and which have good or better track record, (good or better) customer service quality, etc according to BBB and similar credible rating services.

Displayed fees and rates can change anytime. Displayed fee-data and rate info may not be actual fee or rate in use currently right now. Fee-rates also vary, based on volumes/quantities of sale, for different seller/business, i.e. sellers/merchants can negotiate with payment-system or merchant-service provider to obtain a comparatively lower & better rate, when their selling volume is comparatively very high. When this page is edited by Wikipedia editors, then they will usually add at-that-moment minimum-fee or flat-rate info, for the section which they are editing. Visit payment-system’s referenced linked webpage (shown at bottom-side), for payment service provider’s current information.


  1. ^“Alipay, China’s leading third-party online payment solution”.
  2. ^“Alipay, China’s leading third-party online payment solution”.
  3. ^“Alipay, China’s leading third-party online payment solution”.
  4. ^“Amazon Local Merchant Sign In”.
  5. ^“Free transaction relay policy – Bitcoin Wiki”.
  6. ^
  7. ^“Software – Bitcoin Wiki”.
  8. ^“BitPay”.
  9. ^“Coinify: Merchants”.
  10. ^“Coinify: Pricing”.
  11. ^“Spark Pay Pricing – Transaction Rates, Fees, and Hardware Costs”.
  12. ^“Google Wallet”.
  13. ^“Android – Android Pay”. Android.
  14. ^“Transaction fees – Play Console Help”.
  15. ^“See how long it takes to send or receive money – Google Wallet Help”.
  16. ^“Experience – National Processing”.
  17. ^Bancard, North American. “Credit Card Terminal Features – North American Bancard”.
  18. ^“Fees to Send and Receive Money – PayPal US”.
  19. ^“PayPal Here: Credit Card Reader – Point of Sale and Mobile Credit Card Processing”.
  20. ^“Samsung Pay now lets you use your PayPal Wallet in-store and online”. 17 July 2017.
  21. ^SamMobile (9 March 2015). “Samsung charges no fees for Samsung Pay, one-ups mobile payment competitor Apple”. SamMobile.
  22. ^“Samsung Pay on Gear”. Samsung Electronics America.
  23. ^“Samsung Pay – Mobile Payments Merchant Services”. Samsung Electronics America.
  24. ^Magnetic Secure Transmission (MST) Samsung Pay Merchant Services
  25. ^S tripe fees
  26. ^“Why Choose Total Merchant Service For Your Payment Needs”.


Ofer Abarbanel online library